The steps you take now can influence your lifestyle and long‑term financial wellbeing, which makes clear, measured and professional support especially valuable.
Divorce and separation
Choosing to separate or divorce can feel overwhelming, both emotionally and financially. It’s a time when important decisions need to be made, often without complete certainty about how they will shape your future.
The value of engaging early with a financial adviser
While your solicitor will manage the legal aspects of the process, their role may not extend to fully exploring how decisions today could affect your financial position over time. Seeking advice from a financial professional early on can help ensure that any agreement is aligned not just with your immediate needs, but with your longer‑term goals as well.
A financial adviser can help value assets, organise a financial disclosure, clarify your income needs and handle essential documentation throughout the process. Crucially, their support doesn’t stop once an agreement is reached – they can also help you reshape your financial plans, so you feel more in control and better prepared for the next chapter.
Financial disclosure during divorce and separation
Disclosing your financial assets to your spouse on divorce or separation is essential to ensuring a fair settlement. If it is later proven in court that you failed to disclose all of your assets, it is likely the financial settlement will be revisited. Assets that must be disclosed include property, investments and insurance policies.
Our financial advisers can advise you on the best division of assets, assist with asset disclosure via the completion of ‘Form E’, analyse your future income requirements and assist with administrative paperwork.
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Helping you achieve financial freedom
We’ve made it our mission to enable more people to make life decisions without worrying about the cost. Whether it’s working on your own terms, retiring early or growing your retirement fund, we’ll help you to make it happen.